Terms of Service
Welcome to Consultivity! These Terms of Service govern your use of our services and provide important information about your legal rights, obligations, and the rules you must follow while using our website and services. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our services.
1. Acceptance of Terms
By accessing our website or using our services, you acknowledge that you have read, understood, and agreed to these Terms of Service. These terms may be updated or modified from time to time, and changes will be reflected on this page. Your continued use of our services following the posting of changes constitutes your acceptance of such changes.
2. Services Provided
Consultivity offers investment planning services designed to help individuals and organizations assess their financial goals and make informed investment decisions. Our services may include:
- Personalized investment advice
- Financial planning consultations
- Market analysis and research
- Portfolio management
3. User Responsibilities
By using our services, you agree to:
- Provide accurate and complete information when creating your account and using our services.
- Keep your account credentials confidential and secure.
- Notify us immediately of any unauthorized use of your account or any other breach of security.
- Use our services for lawful purposes only and in accordance with these Terms of Service.
4. Privacy Policy
Your privacy is important to us. Our collection and use of personal data are governed by our Privacy Policy. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
5. Fees and Payment
Consultivity may charge fees for certain services. By using our services, you agree to pay all applicable fees as outlined in our pricing information. All fees are non-refundable unless otherwise stated. We reserve the right to change our fees at any time with notice provided to you.
6. Intellectual Property
All content on our website, including text, graphics, logos, and software, is the property of Consultivity or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or modify any content without our prior written consent.
7. Disclaimers
Consultivity provides investment planning services based on information deemed reliable. However, we do not guarantee the accuracy, completeness, or reliability of any information provided. All investment decisions are made at your own risk. Consultivity is not responsible for any losses or damages that may occur as a result of your reliance on the information or services provided.
8. Limitation of Liability
To the fullest extent permitted by law, Consultivity, its affiliates, and their respective officers, directors, employees, and agents shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of our services, including but not limited to lost profits, data loss, or harm to your business or personal affairs.
9. Indemnification
You agree to indemnify and hold Consultivity harmless from any claims, losses, liabilities, damages, costs, or expenses (including reasonable attorney’s fees) arising out of or in connection with your use of our services, any violation of these Terms, or your infringement of any intellectual property or other rights of any person or entity.
10. Termination
We reserve the right to terminate or suspend your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users of our services, us, or third parties. Upon termination, your right to use our services will immediately cease.
11. Governing Law
These Terms of Service shall be governed by and construed in accordance with the laws of the jurisdiction in which Consultivity operates, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in that jurisdiction.
12. Changes to Terms of Service
Consultivity reserves the right to modify or replace these Terms of Service at any time. We will notify you of significant changes by posting a notice on our website. Your continued use of our services after any such changes constitutes your acceptance of the new Terms. We encourage you to review these Terms periodically to stay informed.
13. Miscellaneous
If any provision of these Terms is found to be invalid or unenforceable in a court of law, the remaining provisions shall remain in full force and effect. The failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
14. Contact Information
If you have any questions or concerns about these Terms of Service, please reach out through our website’s contact form. We are happy to assist you in understanding these terms and how they affect your use of our services.
Thank you for choosing Consultivity. We are committed to helping you achieve your financial goals through our investment planning services.